Area Manager

Location: Abbottabad
Company Name: Human Capital Solutions

The incumbent will be responsible for the following functions:

Job Description:

• Carry out market analysis for business growth in respective areas target segment
• Identify business opportunities and facilitate branch managers / booth managers in preparing business strategy to capture market.
• Set realistic business targets in sale of asset & liability products
• Achieve business growth targets in asset and liability products assigned to the area.
• Handle and monitor disbursement and collection target, portfolio growth and outreach.
• Monitor and supervise the field operations by planning, organizing, coordinating and implementation as per the guidelines of the Bank.
• To ensure first degree controls as embedded in the policies, procedures and guidelines.
• To maintain strong liaison with branch staff to ensure respectful, professional and Bank’s value driven behavior towards customers.
• Guide BM/BI/RMs in business acquisition in terms of customers, receivables, deposit mobilization, collection and default management.
• Ensure area portfolio is within the set bench mark for the year.
• Ensure effective loan loss management in line with prescribed criteria by conducting routine reviews of delinquency levels and collection effectiveness and enforcing collection parameters as stipulated by Credit/Risk Department.
• Maximize revenue generation
• Contain service delivery cost and ensure area profitability through sustainable business growth
• Controlled expense management against allocated budgets, and high quality of portfolio management.
• Ensure enforcement of internal control and reporting as per Bank’s policies and SBP regulations.
• Encourage growth of Area staff through training and development and manage sufficient back up for business continuity.
• Ensure all financial/non-financial objectives set for the year are closely monitored and reported as per schedule and implement corrective measures where required.

Required Skills:

• Sound knowledge of Bank’s products/processes and policies
• Skilled in business planning, retail banking, customer behavior and distribution.
• Understanding of compliance and regulatory requirements for each of the products.
• Good interpersonal, writing and presentation skills
• Good team member and customer focused
• Capable of managing staff performance Proficient in MS office

Apply at: jobs@hcspak.com

Job Features

Job Category

Microfinance Banking Industry

Qualification

Bachelor’s/Master’s

Experience

Must have at least 8 years of experience in Microfinance Sector

Number of Positions

2

Client Details

A well known Microfinance Bank

Gender

Male